Mortgages Mortgage Bank Mortgages Mortgage Bank Mortgages Mortgage Bank

Mortagesmortgagebank Tag Homeowner Loans Mortgages Mortgage Bank 歡迎來到中央銀行全球資訊網 ─ 雙語詞彙

Mortagesmortgagebank Tag Homeowner Loans Mortgages Mortgage Bank

Homeowner Homeowner Tag ssearchac Mortagesmortgagebank m Mortagesmortgagebank searchosearch Tag o Loans n Homeowner ssearcha Tag c Tag e Loans Lo Loans nsearch Tag ssearchasearchchmn Tag searchs Loans esearch searchosearchs 進口 Imports 間接金融 indirect finance 銀行、信用合作社、農漁會信用部或其他金融機構如信託投資公司及人壽保險公司等，一方面接受存款人或保險人等的資金，另一方面貸放給資金需求者或購買其發行之票券或證券，而金融機構除賺取存放款之價差或投資利得外，並承受其風險。此種資金需求者透過金融機構取得資金之融資方式，即為間接金融。[6] The flow of funds refers to the financial flows or trading volume among economic sectors within a period of time. The flow of funds account covers economic and financial activities of all the sectors. It not only links data on saving and investment, but also integrates data on real- and financial- side of the economy. It is a powerful tool to understand sectoral funds demand, financing and portfolio allocation, credit changes and risks, the structure of direct and indirect finance, and transmission mechanism of monetary policy.[6] 通貨膨脹 Inflation 通貨膨脹目標機制 Inflation Targeting 服務台 Information Counter 除提供各項業務諮詢服務外，並辦理非一般櫃檯交易之業務。[4] Provides various business consulting services and handles non-teller transaction business.[4] 資訊揭露 Information Disclosure 外匯收支或交易申報書填報說明 Instructions on Filling out the Declaration Statement of Foreign Exchange Receipts and Disbursements or Transactions 凹版印紋 Intaglio Printing 美洲開發銀行 Inter-American Development Bank (IDB) 金融業拆款利率 Interbank Call Loan Rates 由於金融業在營運過程中，存款、放款與投資隨時都在變動，常無法準確控制資金的流入與流出，因此，為因應日常營運週轉金及維持法定準備金的需要，金融業間通常以同業拆款方式來進行資金盈虛的調節，而金融業拆款利率就是指金融機構間借貸資金的利率。「金融業拆款中心」每日揭示的拆款利率，依期限別，包括隔夜、一週、二週、三週、一個月、二個月、三個月、四個月、五個月、六個月、九個月及一年等最高與最低拆借利率，其中隔夜拆款利率並揭示以當日隔夜拆款成交金額為權數計算的隔夜拆款加權平均利率，提供作為貨幣市場短期利率指標之一。[6] During the actual operations within the financial industry, the amounts of deposits, loans and Investments constantly change all the time. It is often difficult to precisely control the inflow and outflow of their capital. In order to meet their operational needs and reserve requirements, practitioners in the financial industry often use inter-bank borrowing or lending to adjust their capital flows. The so-called inter-bank call loan rates refer to the loan rates for inter-bank borrowing. The highest and the lowest call rates are announced daily by an Inter-bank Call Center for 12 separate durations namely overnight, 1 week, 2 weeks, 3 weeks, 1 month, 2 months, 3 months, 4 months, 5 months 6 months, 9 months and 1 year. The trading volume of overnight call rates are treated as a weight to calculate the weighted average overnight call rate, providing a short-term interest rate benchmark in the money market.[6] 銀行間拆款市場 Interbank Call-Loan Market 跨行通匯系統 Inter-bank Remittance System Service 跨行通匯系統由財金公司開發建置，以財金公司為連線中心與參加之金融機構連線，提供工商企業、民眾及政府機關等，由金融機構將資金匯解至其他金融機構指定收款人之相關交易，包括入戶電匯、公庫匯款、同業匯款、證券匯款及票券匯款。[4] The Interbank Remittance System is established and operated by the Financial Information Service Co.,Ltd (FISC) by using FISC as a connecting hub to link with all participating financial institutions. IRS enables businesses, the public and government agencies, etc. to transfer funds from one financial institution to another for deposit in accounts of designated payees. FISC supports the following types of interbank remittance transactions: wire deposits, treasury remittances , interbank remittances, securities settlement payments, and bill settlement payments.[4] 跨行交易登記 Interbank Trade Registration 利息 Interest 可為使用貨幣而需支付的價格、存款或債券之孳息等，表示本金與利息之間關係的百分數或千分數為利率。銀行利率應以年率為準，並於營業場所揭示。[4] Interest is the price paid for the use of money or the interest accrued from deposits or bonds. The interest rate is the relationship between the principal and the interest, expressed in percentile or thousandths. The interest offered by banks should be based on an annual rate and shall be posted in the bank's place of business.[4] 利息覆蓋比率 Interest Cover 利率 Interest Rate 利率是使用貨幣所支付的價格。以借貸為例，利率是資金需求者借用1元所支付的利息，此利息以百分率表示。在未特別指明的情況下，利率通常是指年利率。例如，借款人借用100元的年利率為5%，即表示借款人借用100元一年，須支付5元的利息。[6] Interest rate refers to the price paid for the use of money. In the case of borrowing, interest rate is what the borrower pays for each dollar he borrows. Such rate is expressed in percentage. Unless otherwise specified, the interest rate usually refers to an annual rate. For example, if you borrow 100 dollars with an annual interest rate of 5%, this means that for the 100 dollars you borrowed for one year, you have to pay 5 dollars interest.[6] 利率有關契約 Interest Rate Contracts 利率渠道 Interest Rate Corridor 指數型房貸利率 Interest Rate on Adjustable Rate Mortgages 所謂指數型房貸利率，係指隨著某一指標利率浮動再加客戶固定加碼的房貸利率。[1] This refers to the mortgage rate paid according to a floating benchmark rate plus customer specific markup.[1] 五大銀行新承做放款平均利率 Interest Rate on New Loans of Five Leading Banks 五大銀行新承做放款平均利率係央行自民國83年7月起，根據臺灣銀行、合作金庫銀行、第一銀行、華南銀行及彰化銀行等五家銀行每月新承做的各類放款（包括購屋貸款、資本支出貸款、週轉金貸款及消費性貸款等四類）利率，以各類新承做放款金額占總新承做放款金額比重作為權數，加權平均計算而得的放款利率。[6] Interest rate on new loans of five leading banks is the weighted average interest rate of house-purchasing loans, capital expenditure loans, current operation loans and consumer loans of the following five leading banks: Bank of Taiwan, Taiwan Cooperative Bank, First Commercial Bank, Hua Nan Commercial Bank and Chang Hwa Commercial Bank. The weight is the ratio of new loans in each category to the total new loans of the 5 leading banks. The Central Bank of China has released the interest rate information on new loans of these five leading banks since July 1994.[6] 利率風險 Interest Rate Risk 係因利率波動而造成損失之風險。[4] Refers to the risk of loss caused by the fluctuations of interest rates.[4] 利率敏感性缺口 Interest Rate Sensitivity Gap 為利率敏感性資產–利率敏感性負債。[5] The difference in subtracting an interest-rate-sensitive liability from an interest-rate-sensitive asset.[5] 利差 Interest Rate Spread 利率交換 Interest Rate Swap 民間借貸利率 Interest Rates in Unorganized Money Markets 央行自民國59年3月開始蒐集民間借貸利率資料，調查方式係委託第一商業銀行、彰化商業銀行及華南商業銀行，就其台北、高雄及台中地區往來客戶選取樣本，目前調查樣本家數為258家，包括食品紡織業、塑膠化學業、金屬機械業、電子業、營造業和商業等六大行業。調查項目包括遠期支票借款、信用拆借、存放廠商。為反映實際借貸情況，民間借貸利率以月息百分比率表示。[6] Since March 1970, the Central Bank of China has begun to collect interest rate data in unorganized money markets. The survey is carried out through the First Commercial Bank, Chang Hwa Commercial Bank and Hua Nan Commercial Bank. These 3 banks collect samples from their corresponding clients in the Taipei, Kaoshiung and Taichung areas. At present, there are 258 survey samples collected from 6 main industries, namely food & textiles, plastic & chemicals, metals & machinery, electronics, construction and commerce. The survey items include loans against post-dated checks, unsecured loans and deposits with firms. In order to reflect the actual market practice, the interest rates in unorganized money markets are expressed in monthly percentages.[6] 銀行存放款利率 Interest Rates on Deposits and Loans of Banks 銀行存放款利率是指銀行吸收存款支付給客戶的利息，或承做放款向客戶收取利息，相對本金之百分比率。依據銀行法規定，銀行業存放款利率應以各銀行牌告存款、放款利率為準，並於營業場所揭示。一般銀行牌告存款、放款利率項目包括活期存款、活期儲蓄存款、定期存款、定期儲蓄存款、基本放款利率、指數房貸利率、基準利率、信用卡循環信用利率及現金卡循環信用利率等九種；其中定期性存款，最短期別為一個月，最長為三年；存款利率依額度別分為一般及大額兩類，一般係指未訂定存款額度之牌告利率，大額部分則指至少一百萬元以上，由各金融機構依存款額度 Interest Rates on Deposits and Loans of Banks refer to the interest paid to clients when the bank accepts deposits, or to collect interest from clients in the case of a loan. According to the Banking Act of the R.O.C., the interest rates on deposits and loans of banks should be based on the publicly announced interest rates on deposits and loans rates offered by each individual bank and revealed in its operation place. The publicly announced interest rates on deposits and loans of Banks include 9 items: demand deposits, demand saving deposits, time deposits, time saving deposits, base lending rate, ARM rate, base rate, credit card credit recycle rate and cash card credit recycle rate. The time deposits range from one month to 3 years. The saving deposits rate is differentiated based on the amount which can be further divided into general and large sum. The general deposits refer to the announced rates without requiring a minimum amount of saving. The large sum deposits refer to amounts over one million dollars and the interest rate is set according to the deposit amount and determined by individual financial institutions.[6] 新承作放款平均利率 Interest Rates on New Loans of Five Leading Banks 利率敏感性資產 Interest-Sensitive Asset 價值受利率變動影響之生利資產，例如機動利率計息之放款、與利率變動有關之投資及存拆放同業等。[5] aMortagesmortgagebank Tag Homeowner Loans Mortgages Mortgage Bank 歡迎來到中央銀行全球資訊網 ─ 雙語詞彙p x Mortgages Mortgage Bank Mortgages Mortgage Bank Mortgages kMortagesmortgagebank Tag Homeowner Loans Mortgages Mortgage Bank 歡迎來到中央銀行全球資訊網 ─ 雙語詞彙o u k Bank Bank Investment Mortgages Mortgage Bank